Free tool
Auto loan calculator
Crunch payments before you walk into a dealership. Adjust price, down payment, trade-in, tax, APR, and term — results update live. Export your amortization when you want a copy.
Deal inputs
Structure the loan
Applied before tax in most states
Doc fees, warranties, accessories
Estimated payment
$614.60/mo
$30,679 financed over 60 months
- Amount financed
- $30,679.00
- Total interest
- $6,196.91
- Sales tax
- $2,080.00
- Total of payments
- $36,875.91
Estimates only. Actual APR, tax treatment, dealer fees, and lender terms vary by credit, state, and dealership. This tool does not constitute a credit offer or financing advice.
How this auto loan calculator works
Enter the vehicle price, down payment, trade-in, sales tax, APR, and loan term. We compute the financed amount and a standard amortizing payment.
See monthly payment, total interest, and the full schedule so you can compare offers before you buy or refinance.
Export the breakdown when you need it — then keep the car's real history in your KillTire garage after purchase.